Resume - Asset desk officer

(Keywords : Banking / finance)
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  Candidate Details
Position Sought :
Asset desk officer
Age :
29 years     Experience : 7.0
Qualification :
Preferred Location :
Job Category :
Expected Salary :
2.5 P.A




An astute professional with more than 7 years experience, including 6 years experience in Credit Operations in Banking and Financial Services
Well equipped in sustaining a positive work environment as well as ensuring customer satisfaction by achieving delivery & service quality norms
Expertise in administering the credit operations, such as credit appraisal, documentation and disbursal
Expertise in administering all the back office support functions, including MIS reporting and Documentation
Possess leadership experience resulting in better financial performance and enhanced systems for higher performance of the team
Comprehensive knowledge on various statutory requirements, guidelines as well as regulations laid down by the RBI
Exceptional communicator with strong analytical skills, seeking challenging career in Banking Operations
Achieve sales target for Personal Loans, Home Loans Car Loans, Loan Against Property, Loan Against Securities

Axis Bank, Ahmedabad May2009 Till Date
Asset Desk Officer
Catering of all Retail Asset customers at Branch
Defining business target for the executives, monitoring their performance and providing guidance whenever necessary
Filtering the case as to basic product parameters
Products handle Home Loan, Personal Loan, Loan Against Property, Auto Loan, Loan Against Shares and also cross selling of liability products.
Looking after the queries, other requirement for credit approval
Monitoring all the activities of processing files from logins to disbursement
Documentation required pre login & post approval
Collections & Evaluation of Documentations related to Pre & Post Disbursement.
Responsible for Tellecallers sales contact point target
Daily Maintenance of Collaterals at branches
Maintaining of Lead MIS, Tat MIS, Disbursement MIS, Branch MIS

J K Financials, NASIK June 2005 April 2009


Administering the back office operations of Personal Loans, Business Loans, Auto Loans and Loan Against Property
Verifying the documents submitted by the clients, ensuring their authenticity and forwarding them for further process
Working closely with HDFC bank credit operations department for quick processing of loan applications and disbursement of loan within the Turn Around Time
Defining business target for the executives, monitoring their performance and providing guidance whenever necessary
Generating MIS reports with critical details such as Application under process, Amount disbursed, Volume of Sales etc. and submitting to the management for review
Gathering requisites from various departments, Preparing budget for the business unit and forwarding to the management for approval
Handling various activities such as Customer Relations, People Management, Administration and Operations
Coordinating with various departments and teams, to ensure smooth functioning of the entire system
Managing various Accounts & Finance activities such as Cash Management, Maintaining books of accounts & ledgers and Reconciliation

SEMCON SPUN & STEEL PVT. LTD., Nasik May 2002 November 2003
Financial Accountant

Handled the overall Accounts & Finance functions of the organization
Scrutinized all books of accounts to ensure their authenticity
Verified all entries and prepared reconciliation of Debtors, Creditor & Bank transactions
Carried out stock audit and prepared detailed inventory report and stock reconciliation
Prepared salary statement and further compiled liabilities in terms of PF and Professional Tax
Designed and instituted Budgetary Formats and Revenue and Expenditure Reports.


Bachelor's Degree in Commerce
B. Y. K. College of Commerce, Pune University, Nasik,2001

Diploma in Accountancy & Tax Management
B. Y. K. College of Commerce, Nasik,2000

Diploma in Software Programming
SSI, Nasik,1999

IT Skills
Operating System : Windows
Office Automation : MS Office
Accounting Packages : Tata EX, Next Generation, Tally
Database : Oracle 8i, SQL Server, Visual Basic


Underwent one week Management Development Programme at at IRMA, Anand
Attended a workshop on Interest Rates & Currency Swaps, Options, Futures & Forward Rate Agreements, conducted by Kotak Finance


Date of Birth : 30th October 1980
Languages : English, Hindi, Gujarati and Marathi
CTC : 2,20000/ -
Period of Joining: Min 7 days