Resume - Senior Manager


 
(Keywords : Credit Management, Business Development, Budget & Profit Targeting, Audit & Inspection, Customer Relationships, Retail B)
  
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  Candidate Details
Position Sought :
Senior Manager
Age :
38 years     Experience : 29.0
Qualification :
CAIIB, Indian Institute Of Bankers, Sep 1990 
Preferred Location :
NCR, Chandigarh, Mumbai, Delhi
Job Category :
Accounts/Finance/Banking
Expected Salary :
1500000

Resume

As Clerk Cashier, Narwana: Entrusted with volumes of cash receipt and payment at branch Narwana situated in mandi area after joining the bank in 1978.
Proficiently managed fixed deposit, bills inward and outward, Outward Bills Purchase, Loans like Agriculture loan such as Tractor, Cash Credit against hypothecation of stock and pledge, preparing of annual, half yearly, quarterly, monthly returns return to ht higher authority.
Steering business increase: Facilitated organizational growth through the opening of various types of accounts like current, saving fund, fixed deposit, demand loans against fixed deposit, against postal securities, life insurance policy etc.
Honed skills and improved education grades like passing Post graduation and banking examination CAIIB.
Transfer of Funds: After promotion as officer worked as various supervisory duties like In and Out of Telegraphically transfer of funds through coded telegrammed.
Key clients handled during the stint in the loans department at Parwanoo, an industrial branch include: United Diamond Ltd, Purolator Filter, Ulfa Molding, Shubh Timb Steel, Aar Kay Plasti films, Chemi Plast Industries, Him Ispat Ltd, Horological Components (P) Ltd, IndoPlast (P) Ltd, Swati Storewell (P) Ltd and Triveni Casting (P) Ltd
Driving Business growth and profitability: Enhanced business prospects and overall profitability by initiating transport advance for taxi, trucks and busses and also steered the branch at Bhojnagar in Shimla Region to bag the 2nd best branch award.
Turn around Management: Turned around the Shimla region branch which was in deep losses for two continuous years and also amicably settled the suit filed account. Initiatives included: new business for purchasing of Govt. cheques, initiating fresh current accounts of business for increasing commission and exchange from draft business introduced, Financing of transport advance to taxi operators for taxi and transporters for bringing agriculture produces to market at Chandigarh and Delhi.
Key accounts managed at Thanesar include: Rice Sheller industries, Mahavir Techno a vanaspati oil plant, Carewell Glass & Impules.
Managed the loans department at administrative office and worked on scrutiny of limit sanction statement, irregular accounts, non performing accounts above Rs.5 lac and monitoring there of with the Zonal Office of the 58 branches under command.
Audits and financial statements monitoring: Handled the auditors for the department and assisted in preparing inspection report. Managed Balance Sheet department with scrutiny of balance sheet and other relative half yearly statements collecting from the branches
As auditor at BO: 74, Janpath, New Delhi handled managed corporate accounts like: JCT Ltd. Textile Phagwara, JCT Fibre Division Hoshierpur, JCT Steel Division Hoshierpur, Inertia Industry situated at Dharuhera and Aurangabad, Ramgarh Chini Mills Ramgarh U. P., Gulati Glass Jakhoda Hry., Jagdamba Casting Bhiwadi, Bhagat Industrial Corporation Khasa Pb., Baker Oil Tools Shikahpur, M M Aqua Khandsa, Kanha Vanaspati, Suraj Vanaspati Secunderabad, DCM Shri Ram Consolidated Ltd, J P Agrotech Pvt. Ltd.
Enhanced business prospects: Generated greater revenue by earning interest of Rs.27 lacs for the branch and bagged business of 6 crore within three days for financing against HUDA (Haryana Urban Development Authority) plots during the incumbency at BO: Kaul Haryana
Bring the new units of Rice Shelling namely M/ s Des Raj Rajiv Kumar with a cash credit and term loan against machinery exposure of Rs.250 lacs. Also acquired another unit of solvent plant from another bank with a cash credit limit of Rs.100 lacs which increased the profitability of the branch from 65 lacs in March,2006 to Rs.120 lacs in March,2007.
New products - business development: Introduced Agriculture advance for Tractor, Krishi Card, Retail Lending loan as Personal loan and Education loan for going higher study to abroad.  
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